2010 Dental Plans

Through MetLife, EPISD offers you the opportunity to select from three Dental Plans to meet your needs.

Dental HMO Plan TX-300

• No waiting periods, claim forms, deductibles or calendar year maximums. 
• It is your responsibility to manage your dental care. 
• Prior to receiving services, you should review the benefits summary for covered services and co-payments. (Co-payments apply only when services are performed by your selected Metlife general dentist. 
• Orthodontics and specialty care will have a 70% co-payment of dentist’s usual fee for those services.  
• No Out-of-Network benefits are available under this plan. 
• Benefits available only through the network of participating providers. Click here to find a DHMO provider.

MetLife Low Plan

• Calendar year Maximum - $1,000
• Implants are a covered benefit
• Orthodontia Lifetime Maximum - $1,000 per person
• Reimburses for covered procedures based on the plan’s schedule of benefits after a $50 annual deductible per person or $150 annual deductible per family is met. 
• Review the Plan Summary of Benefits prior to enrolling, to obtain a list of procedures that are covered and the reimbursement amount.
• After claim has been filed Metlife will reimburse the employee for covered procedures (based on the Schedule of Reimbursements)
• Plan allows for you to receive care from any licensed dental care provider.
• Lower your out of pocket cost by 10 to 35% by using a provider under the "Preferred Provider Program"

MetLife High Plan  

• Using a Metlife PPO contracted dentist lowers your out-of-pocket expenses.
• Treatment procedures are categorized into 4 different classes and the plan pays a specific percentage of the treatment cost for class.
• Calendar year Maximum - $1,000
• $50 annual deductible per person or $150 annual deductible per family
• Plan allows for you to receive care from any licensed dental care provider.
• Lower your out of pocket cost by 10 to 35% by using a provider under the "Preferred Provider Program"